Ask Vingt Paris

VINGT Paris' Top 10 Tips to Buy Property in Paris

Before your search: Take a long-term view based on your personal circumstances, the financing required, how much personal use to reserve and how much rental time to allow (if any) and whether you plan to pass the property on to your children. Assess your financing… Read more

Basic Sales Process Details

If you decide to purchase property in France, you will first want to determine the amount of money you can borrow. You can do this by either visiting one or more banks that lend to Non-Residents, VINGT Paris can recommend the best one, based on your… Read more

Need to know: Obtaining Finance

HOW MUCH CAN I AFFORD? This will depend upon several factors: How much you are able to borrow; The period over which you intend to repay your mortgage; Your existing mortgage, loans and other commitments. Your personal mortgage adviser at will be able to help… Read more

Need to know: Property Financing and Purchase Glossary

When buying a property in France, it’s useful to know a few key words in the local language. agent immobilier estate agent acompte deposit acte authentique de vente deed of sale apport personnel down payment or personal contribution assurance décès      life insurance crédit… Read more

French Real Estate Glossary

ANCIEN: older building APPARTEMENT: apartment ASCENSEUR: elevator/lift ASSEMBLÉE DES COPROPRIÉTAIRES: general meeting of owners BALCON: balcony BUANDERIE: laundry room BONNE DISTRIBUTION: well laid-out floor plan BOX: parking BUREAU: study/office CARACTÈRE: character, something unusual… CARRELAGE: ceramic tile CAVE: cellar CC – CHARGES COMPRISES: charges included, usually… Read more

Need to know: Financing in France

The answer is a straightforward yes, and no strings attached. This is so true that foreign real estate companies buy French real estate every time the market plunges. The second question that comes up is about financing property in France. Too often, foreigners do not… Read more

Need to know: La Loi Alur

As of 27 March 2014, the Alur Law has been passed by the French government. Below is a summary of the changes to the legislation that may affect building and home owners. Charges: For lease furnished and residence , the owner may opt for a… Read more

Mortgage application – documents required by a French bank

It can be quite hard to understand the cautious approach of French banks and their completely different attitude to borrowing and lending than in other countries. When applying for a mortgage, here are the documents required for the application – the object is to prove… Read more

VINGT Paris as a Buyer’s agent

VINGT Paris also acts as a property acquisition specialist.  In this case, we don’t work for the property seller.  We work for you, the buyer. We only search to fulfil demand. What our clients want, we find. Our fee of 3% including tax is success… Read more

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